Getting a degree is no longer a ticket to a job with a salary+benefits. You don’t have to drown yourself in debtfor a failing institution if you don’t want to. Deciding to drop out is not life or death. If the time you’re spending in lecture halls is better spent working on your startup idea or apprenticing with a pro, its time to drop out. Remember, you can’t get the time back you spend doing something that’s not worth it. Taking smart risks is exactly you should be doing when you’re young. So if you’re not happy in school, find an escape route and take it–you won’t regret it.